Thursday, December 29, 2011

The Do’s and Don’ts for the use of Debit Cards/PINs

  • Sign on the reverse of the card immediately upon receipt.
  • Memorize your PIN & destroy the PIN mailer immediately.
  • Keep changing your PIN regularly.
  • Follow the usage guidelines very carefully.
  • In case of Debit card loss, immediately report the loss and get the card hotlisted/blocked.
  • While using for purchases, ensure that the debit card is swiped in your presence.
  • Remember to collect the card after completing your transactions.
  • Do not disclose your debit card number/ ATM PIN to anyone.
  • Do not disclose any personal/ debit card related information to an unknown web portal or in response to any e-mail seeking such information.
  • Do not permit your debit card to be used by anyone else including your friend or relative.
  • Do not keep your PIN written in any of your records.
  • Avoid wearing cap/ helmet/ sunglasses while transacting at ATMs.

Saturday, December 17, 2011

Caution against fictitious offers of remitting cheap funds from abroad

The Reserve Bank of India has advised members of public not to fall prey to fictitious offers for release of cheap funds claimed to have been remitted by overseas entities to banks in India / Reserve Bank of India. Members of public should also not make any remittance towards participation in such schemes/offers from unknown entities.

Describing the typical modality of such offers, the Reserve Bank of India stated that certain foreign entities/individuals, including Indian residents acting as representatives of such entities/individuals, make offers through letters / emails, etc., of huge money in foreign currency to resident individuals/entities (including schools/hospitals), on the pretext of helping them in their business/ventures in India. Once the contact is established, the offer is followed by a request seeking details of bank account of the Individuals/Indian entity and asking some amount to be remitted to them as initial deposit/commission so that the offer money could be transferred. Likewise, references have been also received in the 
Reserve Bank in therecent past from individuals/authorised dealers seeking approvals/clarifications for effecting remittances in foreign currency towards commission/fees for receiving prizes won in overseas lottery schemes etc. It has also come to the notice of the Reserve Bank that certain overseas organisations have been advising individuals/companies/trusts in India that huge sums of money for disbursal of loans in India at cheap rates has been kept in an account with the Reserve Bank and the funds would be released after approval from the Reserve Bank. To substantiate their claims, even copies of certificate/deposit receipts purported to have been issued by the Reserve Bank are produced by such operators.

The Reserve Bank of India has today clarified that remittance in any form towards participation in lottery schemes is prohibited under Foreign Exchange Management Act, 1999. Further, these restrictions are also applicable to remittances for participation in lottery-like schemes functioning under different names, such as, money circulation scheme or remittances for the purpose of securing prize money/awards, etc. The Reserve Bank of India has further clarified that it does not maintain any account in the name of individuals/companies / trusts in India to hold funds for disbursal.

 Source: RBI Press Release

Sunday, December 4, 2011

Make your ATM transactions safe by following these rules....

  • Memorise your PIN. Do not keep your card and PIN together.
  • Do not share your PIN or card with anyone.
  • Do not take help of strangers for using the card or handling the cash.
  • Stand close to the ATM while entering your PIN.
  • Always press the 'Cancel' key before moving away from the ATM.
  • If your card gets stuck in the ATM, or if cash is not dispensed after you having keyed in a transaction, press the 'Cancel' key and call your bank immediately.

Wednesday, November 30, 2011


  • For logging in always type the website address on web browser(url bar)

  • Never enter, confirm and update your account-related details (Login or other sensitive information) in a pop-up window.

  • Never update, store or save your User ID & Password on third party websites.

  • Verify the security certificate by clicking on the padlock icon of your internet browser.
  • Do not access NetBanking or make payments using your Credit/ Debit Card from shared or unprotected computers in public places.
  • Do not transfer funds to or share your account details with, unknown/ non-validated source, luring you with commission, attractive offers
  • Always check the web address carefully before sharing any sensitive information
  • In case of doubt, do not click on any link provided in the e-mail.
  • Do not call and leave any personal or account details on any telephone system, voice message, e-mail or an SMS
  • Ensure that you have installed the latest anti-virus/ anti-spyware/ personal firewall/ security patches on your computer or high end mobile phones
  • Do not give any confidential information such as password, customer id, Credit/Debit Card number or PIN,CVV,DOB to any e-mail request, even if the request is from government authorities like Income Tax department or any Card Association company like VISA or Master Card.

Tuesday, November 29, 2011

Ensure following before logging in!!! secure your online transactions..

Check for the "Lock" icon. There is a de facto standard among web browsers to display a "lock" icon somewhere in the window of the browser (NOT in the web page display area!)

Check the webpage's URL. When browsing the web, the URLs (web page addresses) begin with the letters "http". However, over a secure connection, the address displayed should begin with "https" - note the "s" at the end. For example: The URL now begins with "https”, meaning the user name and password typed in will be encrypted before being sent to our server.

Similarly, look for signs that an online shopping site is identity verified and SSL secured to protect your credit card and personal information. Most browsers will mark a secure site by displaying a padlock icon somewhere on the frame of the browser window. Look for that icon before making any transactions. If you're not sure, check with someone who knows. It's better to play safe, than be sorry

Never access your account at a cyber cafe or a shared computer as you can never be sure how you are being monitored, or what spy software might be installed on those machines. Instead, always use your home computer for security reasons

 Always update your operating system for security patches. Also use a reputed anti-virus and update it on regular basis

When choosing a password for your banking accounts, choose something that is sufficiently long and that includes upper and lower case, numbers and even special characters. Refrain from using your birthdates or names of loved ones as passwords as these can easily be guessed

Be wary of any emails that ask you to update your bank account information. They could be an attempt at 'phishing' (obtaining your password or other information illegally), which could result in identity theft, unauthorized purchases or compromise of your account tAdditionally, don't click on any link that you receive in your email even if it appears to be from your bank. Instead, make it a point to remember the URL, and type it manually in the address bar before making any transactions.

Phishing scammers create web sites that look and feel authentic, and they usually lure victims through emails with links that lead to the fraudulent web sites

Notify your credit-card provider/bank immediately of any unauthorized use of your credit card/debit card from an online transaction. Don't waste any time in taking action. The longer you wait, the more difficult it can be to resolve the situation, especially if you've been lured into an online scam or have become a victim of identity theft tAvoid making online transactions with unknown businesses, or those that do not clearly state their policies regarding your privacy

Source: Times of India

Saturday, November 19, 2011

Important Information about Aadhaar (UID)

  • Aadhaar is issued only once in your life time, once enrolled please wait for your aadhaar letter.
  •  Please recheck your entries in the acknowledgement slip, in case of any error please let the operator know within 4 days of enrollment.
  • At the time of enrollment please give your mobile number, email address. This will enable UIDAI to send you update as soon as your Aadhaar is generated.
  • Please keep the acknowledgement slip safely.
  • You can use the Enrollment ID (given in the acknowledgement slip) for future reference.
Aadhaar will be issued free of cost, this is your 12 digit proof for life and valid throughout the nation.

For more details you can refer this website:

About Aadhaar:

Aadhaar is a 12 digit individual identification number issued by the Unique Identification Authority of India on behalf of the Government of India.

This number will serve as a proof of identity and address, anywhere in India.

Any individual, irrespective of age and gender, who is a resident in India and satisfies the verification process laid down by the UIDAI can enrol for Aadhaar.

Each individual needs to enroll only once which is free of cost.

Each Aadhaar number will be unique to an individual and will remain valid for life. Aadhaar number will help you provide access to services like banking, mobile phone connections and other Govt and Non-Govt services in due course.

Thursday, August 25, 2011

Let us make it a rule not to use the laptop on bed or on the Arabic mattress with blankets and pillows around.

A couple lost their 25 year old son in a fire at home on June 4th. The son who had graduated with MBA from the University of Wisconsin-Madison two weeks earlier had come home for a while.
He had lunch with his dad at home and decided to go back to clean up his hostel room. His father told him to wait, to meet his mother, before he went back for a few days. He decided to take a nap while waiting for his mom to come back home from work.

Some time later their neighbors called 911 when they saw black smoke coming out of the house. Unfortunately, the 25 years old died in the three year old house. It took several days of investigation to find out the cause of the fire. It was determined that the fire was caused by the laptop resting on the bed.

When the lap top was on the bed cooling fan did not get the air to cool the computer and that is what caused the fire. He did not even wake up to get out of the bed because he died of breathing in carbon monoxide.

The reason I am writing this to all of you is that I have seen many of us using the laptop while in bed and in the Arabic mattress salon. Let us all decide and make it a practice not to do that. The risk is real. 

 Let us make it a rule not to use the laptop on bed or on the Arabic mattress with blankets and pillows around.

Friday, July 15, 2011

How to get Rupee symbol on computers for free!!!

Now you can get Rupee symbol on computers for free

The Rupee symbol can be downloaded from and typed by pressing 'Alt Gr' together with '4'.
The software, released by TDIL Datacentre,  has been developed by Unicode Consortium and ISO within three months of selection the rupee symbol.

Rupee Symbol Typing Tool
This tool enables you to type Rupee Symbol in your documents using AltGr (placed on Right hand side of the keyboard) + 4 or left Ctrl + left Alt + 4 combinations on QWERTY keyboard. It works on Windows based Operating systems such as Windows XP, Windows VISTA and Windows 7.
Product Type: Tool
License Type: Freeware
System Requirement : Windows
Full Download
Supporting Document

Microsoft has also released an update to support the new currency symbol for the Indian Rupee in Windows Vista, Windows Server 2008, Windows 7 and in Windows Server 2008 R2.
Technology Development for Indian Languages (TDIL) programme is an initiative of Ministry of Communications and Information Technology.

Source: Rediff Business

Tuesday, July 5, 2011


Lovers and spouses are innumerable in this world.... BUT how many of them are true? How many are sincere in their love? How many mean what they say? How many will pack their bags and leave once their love’s leg is amputees? Once their love has a stroke and is paralyzed? Once their love’s face has been distorted in a sudden accident? How many? HOW MANY? Alas. ........ Very few.... very few can look past the ugly outer cover and reach into the inner heart and still love it.... You may fall for the beauty and figure of someone, but in the long run, its ONLY the person’s character and faith that counts... One such beautiful example....

This is the True Love Story I ever come across (after going through all these images)

She must be lucky
(Rosemarie “Rose” Siggins)

This is an example of a Tension free family life

 She defeats her discomfort


 And she is a mother of two

 We can Nominate her an Award for her courage towards the Life

 "People laugh because I am different .And I laugh because they are all the same..




Pass this to all u know.... married and unmarried... there’s a beautiful lesson to be learned from this guy for us all...

Tuesday, June 28, 2011

इतना फॉरवर्ड करो की एक आन्दोलन बन जाये

Dear Reader
दर्द होता रहा छटपटाते रहे, आईने॒से सदा चोट खाते रहे, वो वतन बेचकर मुस्कुराते रहे 
हम वतन के लिए॒सिर कटाते रहे”

280 लाख करोड़ का सवाल है ...
भारतीय गरीब है लेकिन भारत देश कभी गरीब नहीं रहा"* ये कहना है स्विस बैंक के
डाइरेक्टर का. स्विस बैंक के डाइरेक्टर ने यह
भी कहा है कि भारत का लगभग 280
लाख करोड़
रुपये उनके स्विस बैंक में जमा है. ये रकम
इतनी है कि भारत का आने वाले 30 सालों का बजट
बिना टैक्स के बनाया जा सकता है.
या यूँ कहें
कि 60 करोड़ रोजगार के अवसर दिए जा सकते है.
या यूँ भी कह सकते है
भारत के किसी भी गाँव से दिल्ली तक 4
रोड बनाया जा सकता है. ऐसा भी कह सकते है कि 500 से ज्यादा सामाजिक प्रोजेक्ट पूर्ण किये जा सकते है.
ये रकम इतनी ज्यादा है कि
अगर हर भारतीय को 2000 रुपये हर महीने भी दिए जाये तो 60 साल तक ख़त्म ना हो. यानी
भारत को किसी वर्ल्ड बैंक से लोन लेने कि कोई जरुरत
. जरा सोचिये ...
...हमारे भ्रष्ट राजनेताओं और नोकरशाहों ने कैसे देश को लूटा है और ये लूट का सिलसिला अभी तक 2011 तक जारी है.
इस सिलसिले को अब रोकना बहुत ज्यादा जरूरी हो गया है. अंग्रेजो ने हमारे भारत पर करीब 200 सालो तक राज करके करीब 1 लाख करोड़ रुपये लूटा.
मगर आजादी के केवल 64 सालों में हमारे भ्रस्टाचार ने 280 लाख करोड़ लूटा है. एक तरफ 200 साल में 1 लाख करोड़ है और दूसरी तरफ केवल 64 सालों में 280 लाख करोड़ है.
यानि हर साल लगभग 4.37 लाख करोड़,
या हर महीने करीब 36 हजार करोड़ भारतीय मुद्रा स्विस बैंक में इन भ्रष्ट लोगों द्वारा जमा
करवाई गई है. भारत को किसी वर्ल्ड बैंक के लोन की कोई दरकार नहीं है. सोचो की कितना पैसा हमारे भ्रष्ट राजनेताओं और उच्च अधिकारीयों ने ब्लाक करके
रखा हुआ है. हमे भ्रस्ट राजनेताओं और भ्रष्ट अधिकारीयों के खिलाफ जाने का पूर्ण अधिकार
है.हाल ही में हुवे घोटालों का आप सभी को पता ही है - CWG घोटाला, २ जी स्पेक्ट्रुम घोटाला , आदर्श होउसिंग घोटाला ... और ना जाने कौन कौन
से घोटाले अभी उजागर होने वाले है 
........आप लोग जोक्स फॉरवर्ड करते ही हो. इसे भी इतना
फॉरवर्ड करो की पूरा भारत
इसे पढ़े ... और एक आन्दोलन बन जाये

Saturday, April 9, 2011

Amazing details about Sachin Tendulkar & World Cup 2011!!!

Amazing statistics…………………………………

NAME                       :            
Jersey                      :             TEN
A G E                        :             37  … 3+7=  TEN
HEIGHT                   :             5.5 … 5+5=  TEN
DATE                       :             2.4.2011 … 2+4+0+1+1=  TEN
28 YEARS              :             28 …  2+8=  TEN

Things to know about Anna Hazare and Lok Pal Bill

1.Who is Anna Hazare?
An ex-army man. Fought 1965 Indo-Pak War

2.What's so special about him?
He built a village Ralegaon Siddhi in Ahamad Nagar district, Maharashtra

3.This village is a self-sustained model village. Energy is produced in the village itself from solar power, bio fuel and wind mills. In 1975, it used to be a poverty clad village. Now it is one of the richest village in India . It has become a model for self-sustained, Eco-friendly & harmonic village.

4.This guy, Anna Hazare was awarded Padma Bhushan and is a known figure for his social activities.
5.He is supporting a cause, the amendment of a law to curb corruption in India .
6. How that can be possible?
He is advocating for a Bil, The Lok Pal Bill (The Citizen Ombudsman Bill), that will form an autonomous authority who will make politicians (ministers), bureaucrats (IAS/IPS) accountable for their deeds.

7. It's an entirely new thing right..?
In 1972, the bill was proposed by then Law minister Mr. Shanti Bhushan. Since then it has been neglected by the politicians and some are trying to change the bill to suit their theft (corruption).

8. Oh.. He is going on a hunger strike for that whole thing of passing a Bill ! How can that be possible in such a short span of time?
The first thing he is asking for is: the govt should come forward and announce that the bill is going to be passed.
Next, they make a joint committee to DRAFT the LOK PAL BILL. 50% government participation and 50% public participation.Bcz u cant trust the govt entirely for making such a bill which does not suit them.

9.What will happen when this bill is passed?
A LokPal will be appointed at the centre. He will have an autonomous charge, say like the Election Commission of India. In each and every state, Lokayukta will be appointed.The job is to bring all alleged party to trial in case of corruptions within 1 year. Within 2 years, the guilty will be punished.

Tuesday, March 29, 2011

Lets hit illiteracy for a BIG SIX!

The company, part of Reliance Capital, has tied up with the International Cricket Council and a global non-profit organisation, Room to Read, to promote literacy and gender equality in education by contributing 25,000 for every six hit during the World Cup.

The initiative, christened 'Boundaries for Books', will make funds available to Room to Read for establishing libraries and providing local language and English books to disadvantaged children across India.
Reliance Big FM, with a special 'Hit illiteracy for a six' segment, Big Cinema, Big CBS and various other Reliance ADA Group platforms are also being used to popularise the campaign.

The public will also have the opportunity to contribute to this cause through convenient payment gateways, such as SMS, cheque or by logging on to the

Monday, March 28, 2011

Ten things to learn from Japan & Their People....

Not a single visual of chest-beating or wild grief. Sorrow itself has been elevated.

Disciplined queues for water and groceries. Not a rough word or a crude gesture.

The incredible architects, for instance. Several Buildings swayed but didn’t fall.

People bought only what they needed for the present, so everybody could get something.

No looting in shops. No honking and no overtaking on the roads. Just understanding.

Fifty workers stayed back to pump sea water in the N-reactors. How will they ever be repaid ?

Restaurants cut prices. An unguarded ATM is left alone. The strong cared for the weak.

The old and the children, everyone knew exactly what to do. And they did just that.

They showed magnificent restraint in the bulletins. No silly reporters. Only calm reportage.

When the power went off in a store, people put things back on the shelves and left quietly!

Friday, March 25, 2011

Birds need you this Summer!!!!

Summer is here and its going to be equally harsh to the animals around us.

 Kindly do your tiny bit by keeping a bowl of fresh water out side your balcony
 or garden.

"Until one has loved an animal, part of their soul remains unawakened."

Friday, March 18, 2011

A Miracle at ISKCON Temple

It’s a real miracle that happened yesterday on 17.03.2011 at Radha Gopinath Temple of ISKCON (at Mumbai, Chowpatty near Bhartiya Vidhya Bhavan)

Attached are two pictures of Lord Gaurang -Chaitanya Mahaprabhu (An incarnation of Lord Krishna) (right) and Nityanand Prabhu (An incarnation of Lord Balaram) (left)

In one picture you will notice that both are looking at the camera when their picture is being clicked.

In another photograph when their Aarti is being done, their eyes have are looking down at the Aarti. Its also noticed that Lord Gaurang has bent a little.

We can notice that these Deities are not only Statues……...

Hare Krishna, Hare Krishna, Krishna Krishna Hare Hare,
Hare Ram Hare Ram, Ram Ram Hare Hare…..

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